Mortgages: Detailed Budget Planner
It is worth taking a little time to make sure you have your bank statements or bills for correct income and expense detail to hand but you can equally use this as a quick and easy budget calculator. Interest rates can go up, so use it in combination with our Mortgage Calculator to check if you can afford the monthly repayment for a higher rate.
MONTHLY INCOME BUDGET:
| Pay After Tax | ||
| Pension Income | ||
| State Benefits | ||
| Interest/ Investment Income | ||
| Child Maintenance | ||
| Other Income |
MONTHLY EXPENSES BUDGET:
| Mortgage/ Rent | ||
| Food | ||
| Council Tax | ||
| Electricity | ||
| Gas | ||
| Phone/ Internet | ||
| Water | ||
| Other |
| Credit Card/ Loan Payments | ||
| Pension Contributions | ||
| Savings/ Investments | ||
| Life assurance/ Other |
| Going Out | ||
| Holidays | ||
| Cigarettes/ Alcohol | ||
| TV/ Cable/ Satellite | ||
| Gym/ Subscriptions/ Other | ||
| Childcare | ||
| Child Maintenance | ||
| Getting To Work | ||
| Car (Fuel, Tax, Insurance, Servicing) | ||
| Other expenses |
| Amount | |
|---|---|
| Total Income | - |
| Total Expenditure | - |
| Income Less Expenditure | - |
| Mortgage as % of Income | - |
| Our Advice | - |